What is Credit Sentinel?
iAcuity Credit Sentinel is a revolutionary credit risk analysis system that redefines how banks and NBFCs evaluate borrower risk. Whether seamlessly integrated into existing credit risk systems or operating as a standalone powerhouse, it brings unparalleled precision and intelligence to the lending process.
By going beyond conventional methods, Credit Sentinel uncovers hidden risks, detects fraudulent activities, and identifies tax evasion patterns that others miss. It delivers a deeper, more nuanced understanding of borrower profiles, ensuring lenders make decisions that are not only informed but bulletproof.
With its ability to transform raw financial data into actionable insights, Credit Sentinel empowers institutions to proactively mitigate risk, reduce exposure to financial losses, and protect their bottom line. It’s not just an analysis tool—it’s the future of secure, intelligent lending.
Trust smarter. Lend safer. With iAcuity Credit Sentinel, confidence in every decision is no longer an aspiration—it’s a guarantee.
What We Do
GST Sentinel supports investigators by:
Credit Risk Assessment
Assess borrower credibility by uncovering any history of fraud or tax evasion.
Credit Health Surveillance
Continuously monitor borrowers’ financial activities to detect potential fraud or tax evasion.
NPA (Non-Performing Assets) Analysis
Assist lenders in tracking fund utilization and identifying assets to simplify the recovery process.
Data We Analyse:
Bank Statements
Examine bank transactions to assess the appropriate or inappropriate use of funds, which is essential for identifying financial fraud and tax evasion.
GST Returns
(Optional)
Analyse GST returns to detect fraudulent activities, false invoices, or fictitious purchases, aiding in the identification of tax evasion and financial fraud
Company Bank Books
Conduct an in-depth analysis of company bank books to uncover potential accounting fraud. This insight aids lenders in our NPA Analysis by tracking fund utilization and identifying assets for easier recovery
Key Use Cases
Enhanced Risk Profiling
Go beyond traditional credit risk analysis by incorporating fraud detection and tax evasion analysis into your assessment process.
Proactive Risk Management
Leverage early warning signals and continuous monitoring to stay ahead of potential risks.
Comprehensive Reporting
Access detailed, actionable insights that empower your decision-making and protect your financial interests.
Regulatory Compliance
Ensure your lending practices align with regulatory requirements by detecting and addressing financial misconduct.